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ON THIS PAGE:
BANK ACCOUNTS:
You have withdrawn the money from your account or
cashed the drafts at your bank but
have not spent or sent the money. You still
have all the cash in hand.
MILD AMBER ALERT
Banks are normally more interested
in getting their money back than filing a police
report; however, it is highly recommended that you
act quickly.
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Cease all
correspondence with the scammers. Do not open or answers their
emails. If you have caller ID, do not answer their calls.
If you do answer the phone, hang up as soon as you realize who is calling you.
If they persist, blow a whistle into the telephone. If you are
being threatened, please go here:
http://www.fraudaid.com/threats.htm
If you have been
corresponding with the scammers by email and/or have gone to a web
site they told you is theirs, you are at high risk of Identity Theft
even if you have bad credit. Go here:
www.fraudaid.com/id_theft.htm.
File a Scam Email
Report with our Law Enforcement Support Division. You will
find step-by-step graphic instructions for your email service here:
www.fraudaid.com/find_headers.htm.
MONEY ORDER
WARNING! Counterfeiters are now inventing
the names of money order companies. DO NOT CASH any money
order and DO NOT DEPOSIT any money order you receive from someone
you do not know or someone you met online without ordering your bank to send it for
collection. |
DO NOT WITHDRAW
ANY FUNDS FROM YOUR ACCOUNT to spend or to send to anyone without asking
your bank if they have been paid. Even with a hold, your
account is credited before your bank has been paid.
If the draft you deposited comes back because it was stolen, forged,
or is a counterfeit you will owe your bank all
the money plus return charges.
www.fraudaid.com/check_liability.htm |
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You have withdrawn the money from your account or
cashed the drafts at your bank but
have not spent or sent the money
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Western Union and MoneyGram were
designed to send money to friends and family, not to send
money to strangers.
NEVER WIRE MONEY TO A STRANGER! |
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Contact your credit union by phone and speak with the Operations Officer,
Manager, Assistant Operations Officer, or Assistant Manager.
Take note of the
date and time of your call, and the name and title of the person you
speak to. Keep this information in a safe place.
Explain that you
just found out you are a scam victim and that the draft(s) you
deposited will be coming back. State that you have the money
in hand and are re-depositing it.
If possible, make
your re-deposit at a different branch and take a trusted witness with you
who is not an employee of the bank.
Make sure you don't
leave without your deposit receipt.
Ask to be given the
returned drafts or a copy of the returned drafts so yu can file a
law enforcement report.
File a
report with the FBI online (not at the local
Field Office):
http://www.ic3.gov/complaint/default.aspx.
Be sure to keep the acknowledgment email.
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File an FDIC report:
R Make a copy of the
of what the returned draft(s).
R On a separate piece of paper,
write:
Counterfeit draft received.
You can contact me at:
Jane Doe
123 Main Street
Anytown, State, Zip
(555) 123-4567
Send to:
FDIC
Special Activities Section
550 17th Street, N.W.
Room F-4040
Washington, D.C. 20429
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If your circumstances do not fit the above solution or if you have
difficulties negotiating with your bank or law enforcement please write to
so we can
review your problem and offer alternate solutions or intervention.
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