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Fraud Victims at Risk of Arrest


Most fraud victims who believe they are at risk of arrest are not really at risk of arrest at all.

Here are the main conditions that place you at risk of arrest:

  • Taking a suspicious check to the bank on which it was drawn.

  • Taking a suspicious Wal-Mart money order to Wal-Mart.

  • Ignoring the bank, credit union, or store's request for repayment for more than 15 - 30 days.

  • Cashing a suspicious draft (check/money order) at a casino.

  • Depositing a counterfeit, stolen, and/or forged check at a very small bank.

  • Wiring funds from your credit union account that were wired into your account by someone you do not know (an online friend, boss, lover, minister, or other person you met online).

  • Using a credit card sent to you by someone you do not personally know to obtain cash which you sent to another designated person by Western Union or MoneyGram.

  • Writing checks on another person or company's account when you have not personally signed the signature card and provided identity papers directly to an independently verified bank or credit union.  (Independently verified means you have contacted the bank or credit union by calling Information to get the phone number).

  • A warning from local law enforcement that if you do not repay the creditor you will be arrested.

  • You have been told by local or federal law enforcement that you are under investigation.

To be on the safe side, we urge you to read Know Your Miranda Rights and How to Use Them.

You may be at risk of arrest if you have been questioned by a security officer or enforcement officer, but it depends on what happened that caused the questioning. 

Being handcuffed at a store does not always mean you are in trouble.  Law enforcement may use handcuffs as a containment device until the situation is clear, then remove the handcuffs and send you on your way with no further consequences.

The same is true of a phone call from a police officer or federal law enforcement.  Sometimes they just need a few answers to figure out who the real bad guy is.

Threats from credit unions, banks, and store owners/managers do not mean you will be arrested.  Because you presented a counterfeit, stolen, and/or forged document, the threats are not considered to be empty threats, which would violate your Debtor's Rights.  The threats are a ploy to scare you into paying what you owe and as long as an agreement can be reached, the creditor usually backs down.  Return to the Solution Center Menu and find your situation for what to do and how to do it.

Scammers will also threaten you with contacting the FBI, the Secret Service, and Scotland Yard (Scotland Yard, or New Scotland Yard is actually the Metropolitan Police in London). 

These threats can be totally ignored.  They are completely meaningless and are only meant to scare you into sending them more money (see Threats From Scammers).  None of those agencies has any interest in prosecuting scam victims and will not even open an investigation for less than $100,000 to $500,000 in losses (depending on the field office) or in the case of the Met Police, 75,000.

If you owe money to a bank, credit union, or store because of the counterfeit, stolen, and/or forged drafts you have been sent by a scammer, please return to the Solution Center menu and select the link that best describes your situation.

There you will find many, many solutions and will be given the link to the proper request for help form if your situation cannot be resolved by the solutions we propose.

If you still feel you are at risk of arrest, please complete the request for help form HERE.




We are not attorneys and don't pretend to be.  In our experience, the information and guidance offered on this site have proven to be effective; however, we always recommend that you consult with an attorney.

If you have doubts about Fraud Aid, Inc. do not hesitate to contact federal (FBI, Secret Service, RCMP) Scotland Yard, or local law enforcement to check us out.

Information provided about lotteries and lottery scam: Fraud Aid, Inc. is not affiliated with any pay-to-play or free online lottery or Sweepstakes games and derives no income from any pay-to-play or free online lotteries or Sweepstakes or any of their participating sponsors with the possible exception of a sponsor's independent advertising unassociated with any drawings promotion; nor does Fraud Aid promote or sponsor any lotteries or Sweepstakes or numbers drawing of any kind.

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