The Truth vs. The Scam:
Work at home processing or reshipping checks, money orders, envelopes, and/or merchandise; receiving money wired into your account; writing checks on somebody else's account; secret shopper jobs; forwarding cash received in a package, by mail, by Western Union or MoneyGram; and receiving credit cards or gift cards from a foreign employer or someone you met online.
This page: Credit cards and gift cards sent to you by a foreign employer or someone you met online.
Please take your time; read through the material carefully.
Basics of the scam • Forwarding packages and/or payments • Money wired into your account • Re-wiring Western Union or MoneyGram payments • Writing checks • Forwarding loose checks and sealed envelopes • Secret Shopper jobs • Forwarding cash received by mail or package
Credit cards and gift cards with your name on them
Both work-at-home scammers and romance scammers are sending their targets gift cards and credit cards with the target's name on them.
The cards arrive from legitimate credit card distributors. They have your name on them. However, the credit card number and the magnetic strip information belong to someone else whose credit card information has been stolen, and whose identity has probably been stolen as well.
The scammer tells you that you may use the cards for yourself, BUT he or she wants you to get cash advances and send them by Western Union or MoneyGram to someone you never heard of. He or she may also ask you to purchase specific merchandise and ship it to someone you never heard of.
If the shipping address is in a foreign country, the merchandise is going directly to a scammer. If the shipping address is in your country, the recipient may be a Re-shipper Scam victim or may be a member of the scam network.
The gift cards are purchased with money stolen from someone's account, or with money from a stolen credit card.
If you use these cards you are placing yourself at risk of arrest and at risk of owing for the used amounts, particularly for the purchases you made for yourself.