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You must take IMMEDIATE action if you are or believe you
are the victim of Identity Theft: had your wallet stolen, your purse or backpack
stolen, your passport stolen, your mail stolen from your mailbox, or provided a
copy of your birth certificate to an unknown party.
ID THEFT - WHAT TO DO IMMEDIATELY
by Karyn Solocheck,
author of
Don't Let This Happen To
You: America's ID Theft Nightmare
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File a police report. You
need this in order to complete Step 2.
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Contact all 3
Credit Bureaus by phone to have your records fraud flagged with a 7-year
flag. Alert them that your identity has been stolen. Tell them you
will back it with written proof (the police report), and ask them what address
to send it to. THIS IS A FREE SERVICE on the part of the Credit Bureaus
and it's the law. You will find the reference in the Federal Trade
Commission Final Rule
on Free Annual Credit Reports. (You will need
Adobe Acrobat
Reader to read the full text which is linked in the right hand column of Final
Rule page.)
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Equifax - Fraud
Dept. Number: 1-800-290-8749 |
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Trans Union - Fraud
Dept. Number: 1-800-680-7289 |
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Experian - Fraud
Dept. Number: 1-800-583-4080 |
Contact the Social
Security Administration and ask them to fraud flag your number.
In case of the
theft of a wallet, purse, backpack, passport
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Contact all credit
card issuers, fraud flag all accounts; |
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Contact your bank,
fraud flag all accounts; |
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Contact the Department of Motor Vehicles, fraud flag your driver's license; |
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Contact the State Department and fraud flag your passport. |
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In all countries: contact the issuing agencies and request a fraud
flag. In the event that this is not possible in your country, please
request that you be issued all new documents, close all financial accounts and
open new ones. |
In the event of mail
theft, contact your area Postal Inspector's Office. Tell them that
you suspect your mail has been stolen and ask them to check to see that no one
has changed your address.
If you provided a
copy of your Birth Certificate, then you must be on the alert for the rest
of your life. Obtain credit reports on a regular basis and keep a
careful watch on all your financial statements.
Next, over time:
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Keep an eye on your credit card statements |
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Watch your bank balance. |
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Obtain credit reports on a regular basis (you should do this
in any event). |
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Keep following up with the police or sheriff's department on
your report. |
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Don't Let
This Happen To You
America's Identity Theft Nightmare
by Karyn Solocheck
Buy Here Now!
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Identity Theft incidents rose 80% between
the years of 2002-2003
COULD YOU BE A
VICTIM?
YES!!
"Karyn
[Solocheck] exposes a billion dollar industry that is after your
money, and
what you can do to stop them. A must-read for anyone who doesn't
want
to lose it all."
R. Craig
Peterson, Security Expert, www.eSecurityGuy.com
You Could Be A Victim Right Now
And Not Know It!
Buy Here Now! |
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